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    <title>401k.loans Guides</title>
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    <description>See what a 401(k) loan really costs: payments, lost growth, and what happens if you leave your job. Then compare it with your other options.</description>
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      <title>Using a 401(k) loan to pay off credit cards</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>A 401(k) loan can cut card interest sharply, but it turns unsecured debt into retirement risk. The numbers on $10,000, and the two ways it goes wrong.</description>
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      <title>Is 401(k) loan interest taxed twice?</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Only the interest is, and it matters less than people say. The math against not borrowing, against a personal loan, and why lost growth is the bigger cost.</description>
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      <title>Should you stop contributing while you repay a 401(k) loan?</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Pausing contributions to afford a 401(k) loan payment often costs more than the loan. The math on a lost employer match, with a worked example.</description>
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